How To Pay for Assisted Living - When an assisted living community says that its fee is all inclusive, it means that a single monthly fee covers rent, meals and such additional services as housekeeping or transportation. Fee-for-service pricing means that residents pay only for those services that …
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Trusts: Not Just for the Wealthy
Trusts: Not Just for the Wealthy - To begin with, plenty of people have estates worth a couple of million without realizing it. When you include life insurance, retirement plans, a residence, checking accounts and other investments, you'd be amazed. You may not feel like you have a lot, but it adds …
What Does “Probate” Mean?
What Does "Probate" Mean? - The term “probate” is associated with estate planning and describes the legal process by which a decedent’s will is processed by a special court. An executor of the estate is named to handle the decedent’s affairs and administer the estate throughout the probate process. …
What’s The Story On Long-Term Care Insurance?
What's The Story On Long-Term Care Insurance? - Typical employer-based health coverage doesn't pay for daily care services, and Medicare will only cover a short stay in a nursing home or a limited amount of at-home care. And so, long-term care insurance was born. Policies offer many different …
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What Is the Difference Between Estate and Trust?
Trusts and estates are two of the primary legal structures used to transfer assets over to heirs and beneficiaries after someone dies. Estates and trusts work in distinctively different ways and serve different functions. Estates function as a one-time transfer of assets that are distributed after …
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