Estate and Elder Law Information Center
Fiduciary Vs. Suitability: What's the Difference? - The Investment Advisers Act of 1940 states that investment advisers work for clients and must place clients' interests ahead of their own. This is called the fiduciary standard. On the other hand, brokers serve the broker-dealers they work for, …
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Alternatives to Nursing Homes - Not long ago, nursing homes were the only option for seniors who needed daily assistance. However, they're not for everyone. Not everyone appreciates the degree of control the nursing staff has over residents' medical decisions and daily activities, and there may be a …
Who Gets Copies of the Will After a Death? - Fans of murder mysteries may assume that distributing a will is simple: There is one copy, which the decedent's lawyer keeps on file, and after a death all heirs are brought in to hear the lawyer read the will aloud. As a matter of fact, this hasn't been …
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Build Financial Habits When You're Young - Basic financial education is rarely a required subject in school, leaving young adults clueless about how to manage their money, apply for credit and stay out of debt. To remedy this, states are now adding personal finance courses and/or economics in high …
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Fixed Rate vs. Adjustable: Which Mortgage Is Right for You? - When you're choosing a mortgage, there are many factors to consider. Your own personal finances will probably experience periods of increase and decline, interest rates rise and fall, and the strength of the economy waxes and …
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